:root{--ptm-navy:#0B1F3A;--ptm-navy-light:#16335C;--ptm-teal:#00A896;--ptm-teal-dark:#02897A;--ptm-ink:#1A2433;--ptm-muted:#5B6675;--ptm-line:#E3E8EF;--ptm-bg:#FFFFFF;--ptm-bg-alt:#F6F8FB;--ptm-font-heading:"Playfair Display", Georgia, serif;--ptm-font-body:"DM Sans", system-ui, -apple-system, sans-serif;--ptm-h1:clamp(2.2rem, 4vw, 3.4rem);--ptm-h2:clamp(1.7rem, 3vw, 2.4rem);--ptm-h3:1.4rem;--ptm-body:1.05rem;--ptm-small:0.9rem;--ptm-space-xs:0.5rem;--ptm-space-sm:1rem;--ptm-space-md:2rem;--ptm-space-lg:4rem;--ptm-space-xl:6rem;--ptm-maxw:1140px;--ptm-radius:12px;--ptm-radius-sm:8px;--ptm-shadow-sm:0 1px 3px rgba(11, 31, 58, .08);--ptm-shadow-md:0 8px 24px rgba(11, 31, 58, .10)}.ptm-page{font-family:var(--ptm-font-body);color:var(--ptm-ink);font-size:var(--ptm-body);line-height:1.6}.ptm-page h1,.ptm-page h2,.ptm-page h3{font-family:var(--ptm-font-heading);color:var(--ptm-navy);line-height:1.15;margin:0 0 var(--ptm-space-sm)}.ptm-page h1{font-size:var(--ptm-h1)}.ptm-page h2{font-size:var(--ptm-h2)}.ptm-page h3{font-size:var(--ptm-h3)}.ptm-page p{margin:0 0 var(--ptm-space-sm)}.ptm-page a{color:var(--ptm-teal-dark)}.ptm-container{max-width:var(--ptm-maxw);margin-inline:auto;padding-inline:var(--ptm-space-md)}.ptm-section{padding-block:var(--ptm-space-xl)}.ptm-section--alt{background:var(--ptm-bg-alt)}.ptm-section--navy{background:var(--ptm-navy);color:#fff}.ptm-section--navy h1,.ptm-section--navy h2,.ptm-section--navy h3{color:#fff}.ptm-btn{display:inline-block;font-family:var(--ptm-font-body);font-weight:600;text-decoration:none;padding:.85rem 1.6rem;border-radius:var(--ptm-radius-sm);border:2px solid #fff0;cursor:pointer;transition:background .15s ease,transform .15s ease,color .15s ease}.ptm-btn--primary{background:var(--ptm-teal);color:#fff}.ptm-btn--primary:hover{background:var(--ptm-teal-dark);transform:translateY(-1px)}.ptm-btn--secondary{background:#fff0;color:var(--ptm-navy);border-color:var(--ptm-navy)}.ptm-btn--secondary:hover{background:var(--ptm-navy);color:#fff}.ptm-card{background:var(--ptm-bg);border:1px solid var(--ptm-line);border-radius:var(--ptm-radius);padding:var(--ptm-space-md);box-shadow:var(--ptm-shadow-sm);transition:box-shadow .15s ease}.ptm-card:hover{box-shadow:var(--ptm-shadow-md)}.ptm-grid{display:grid;gap:var(--ptm-space-md);grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}.ptm-text-center{text-align:center}.ptm-muted{color:var(--ptm-muted)}.ptm-lead{font-size:1.2rem;color:var(--ptm-muted)}